Investment opportunities and business funding, shaped around your ambitions. Clear thinking. Personal attention. A considered way forward.
Whether you’re exploring investment opportunities or funding your next business move, the starting point is understanding you.
Explore asset-backed loan note opportunities for private and pension investors, with clearly defined terms and supporting documentation.
Bespoke asset-backed funding for Irish limited companies. Unlock the potential in existing assets to support your next business opportunity.
Investment involves risk. Loan notes are unregulated, illiquid securities; capital and returns are not guaranteed. You may lose some or all of your investment. Seek independent professional advice before investing. Read the regulatory information
Good financial decisions begin with the right questions. We take time to understand the opportunity, examine the detail and explain the path ahead.
Talk through your plansA direct conversation about your objectives, circumstances and what you want to achieve.
Consider the structure, supporting assets, documentation and risks. For business funding, this includes repayment capacity and the exit strategy.
Review the terms with your independent advisers. If you proceed, stay informed through clear communication and ongoing contact.
Formula Wealth was founded by Marina Ní Riain, whose experience spans financial mathematics, economics, actuarial science and FinTech.
Her approach brings analytical depth and straightforward communication to complex financial challenges, with solutions shaped around each client’s circumstances.
Connect with MarinaFormula Wealth works with private and pension investors exploring asset-backed opportunities, and Irish limited companies seeking bespoke capital solutions. Business funding is not available to personal borrowers or corporate partnerships.
A loan note records a lending arrangement between an investor and an issuing company. An asset-backed note has security over underlying assets. Security does not eliminate risk, and repayment depends on the issuer and the specific terms. Independent advice is essential.
Formula Wealth is not authorised or regulated by the Central Bank of Ireland and is not covered by a statutory investor compensation scheme. It does not provide investment or financial advice. Read the full regulatory status.
Loan notes are unregulated, non-readily realisable and non-transferable securities. Capital and returns are at risk, and past performance does not predict future results. Read the specific investment documentation and obtain independent legal, tax and financial advice.
Contact the team to discuss your objectives and learn what information is needed. An initial conversation does not commit you to proceeding. Please do not send identity documents or sensitive financial information in an initial email.
Tell us what you have in mind. We’ll start with a conversation and a clear view of whether Formula Wealth could be a fit.